Loans for Newcomer to Canada

Easy application – 3 Simple steps – 24 Hour approval

Start your online application for a home equity loan today. Complete the convenient online application process in just minutes. We’ll be following up with you shortly with a no-obligation, customized quote and consultation.

Apply Now

Use the form on this page to apply online or call 1-800-587-2161 to speak with our brokers.

Get Approved Today

In as little as 24 hours. Your home equity is the key to your loan approval. Get approved now.

Get Your Money

We make it easy. Loan funds can be deposited directly into your bank account.

Whether its $10,000 or $500,000 – Alpine Credits is Your Best Alternative to the Bank

Have you recently moved to Canada, purchased a home and find yourself seeking a loan? Many new immigrants to Canada have a lot of difficulty getting approved for a loan from the banks or other lenders. This is not uncommon for newcomers as they may not have a Canadian credit score or work history, making it hard for them to prove their financial eligibility. Alpine Credits can help you get your desired loan approved quickly with a simple application process. Instead of requiring borrowers to meet the stringent lending criteria set out by the banks, Alpine Credits simply requires the borrower to be a homeowner. As an equity lender, Alpine Credits lends money based on the equity in your home regardless of how recently you have moved to Canada. Whether you need a home equity loan to start a business, pay off some debts or complete some home renovations, Alpine Credits can help!

Qualifying for a Home Equity Loan as Newcomers

Alpine Credits can help you get easily and quickly approved for a new loan. If you own your home, you can apply for a loan in 2 simple ways: complete our online application or speak to one of our lending specialists at 1-800-587-2161. Our lending specialists will work with you to understand your situation and recommend the best loan structure for your needs.

How a home equity loan works

First, calculate how much equity you have in your home or real estate. Once you’ve determined your equity value you could have access to a portion of that equity within a short period of time. Use the following equation to calculate how much home equity you have. We offer home equity loans in the provinces of British Columbia, Alberta and Ontario.


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