Easy application – 3 Simple steps – 24 Hour approval
Start your online application for a home equity loan today. Complete the convenient online application process in just minutes. We’ll be following up with you shortly with a no-obligation, customized quote and consultation.
Whether its $10,000 or $500,000 – Alpine Credits is your best alternative to the Bank
Do you have credit card bills and other debts with growing balances? Are you struggling to get ahead financially due to the mounting debt? Are you making interest only payments that seem to have no end in sight? Do you want to consolidate your high interest payments into a single lower interest payment that will help you pay off the debt? If you answered ‘yes’ to any of these questions, we can help. If you own your home, a home equity loan used to pay off your high interest debts may be a great solution for you to consider. At Alpine Credits, we have professionals who are capable of working with you to completely understand your financial situation and provide you with options when it comes to consolidating debt.
Did you know you can reduce your monthly payments by up to two-thirds?
What is debt consolidation?
Debt consolidation is the combining of several debts into a single loan that has a more favorable term, payment, interest rate or loan structure. Many credit cards, consumer loans and other forms of unsecured debts carry interest rates ranging from 20% to 45%. Unpaid balances at these high interest rates can mean high monthly payments and many years before these debts are paid off. If you own your home, a viable and cost saving option could be a home equity loan from Alpine Credits. If you have multiple debts with high interest rates and don’t see how you will be able to pay them off…consolidating your debts into a single loan with one payment with a lower interest may be the answer you are looking for.
How a home equity loan works
First, calculate how much equity you have in your home or real estate. Once you’ve determined your equity value you could have access to a portion of that equity within a short period of time. Use the following equation to calculate how much home equity you have. We offer home equity loans in the provinces of British Columbia, Alberta and Ontario.