How It Works

Our Goal is to have your Loan Approved within 24 Hours.

What is a home equity loan or home equity mortgage?

A Loan from Alpine Credits is simply a mortgage against your property or any other real estate you may elect to use. At Alpine Credits we provide real estate owners with a variety of financing options; including first, second and, in certain cases, third mortgages. You can borrow for needs such as a home renovation, debt consolidation, starting a business, college tuition and more.

Chances are the value of your home has increased since you bought it. At Alpine Credits, a home equity loan can get you access to money based on the increased market value.

How a home equity loan works

First, calculate how much equity you have in your home or real estate. Once you’ve determined your equity value you could have access to a portion of that equity within a short period of time. Use the following equation to calculate how much home equity you have. We offer home equity loans in the provinces of British Columbia, Alberta and Ontario.

home-equity-loans-formula-alpine-credits

How credit ratings don’t work

Credit ratings are designed to do one single thing – rank consumers based on their level of risk to a lender. However, the credit rating system is not perfect. The parameters of how credit is scored are very narrow – factors such as if you pay your credit card bills on time, if you’re a homeowner and if you’re employed. What credit ratings don’t take into account are most external factors. For example, you purposely don’t have credit cards to avoid taking on debt or that you are successfully self-employed. All factors that make you more likely to pay back your loan on time.

Easy Application – 3 Simple Steps – 24 Hr Approval

Apply Now

Use the form on this page to apply online or call 1-800-587-2161 to speak with our brokers.

Get Approved Today

In as little as 24 hours. Your home equity is the key to your loan approval. Get approved now.

Get Your Money

We make it easy. Loan funds can be deposited directly into your bank account.

A BBB A+ Accredited Business since 1994