All Good Things Come to an End
It’s hard to purchase something from a department store or online retailer these days without being asked the customary, “Would you like to sign up for our credit card?” followed immediately by, “You’ll receive 10% off your purchases.” The two-pronged attack gets the best of the bargain-hunter in most people, who go on to apply for the credit card with little to no knowledge of its interest rate and annual fees. Buy a jacket from the Bay, a printer from Amazon, and a toaster oven from Sears, and you’ll walk away 3 different credit cards all with different interest rates, terms, annual fees, and a wallet full of unspent cash. I-saved-13-big-ones! you say, but is 13 dollars really worth 3 more bills added to your growing pile at the end of the month?


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